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Overview of the Department/Section
The Leveraged Finance group is responsible for the origination, structuring and execution of LBOs with financial sponsors, including syndicated, direct lending and mid-market transactions, and other relevant sponsor financings, and for working alongside relationship managers and other coverage functions within the bank for the origination and execution of transactions for leveraged corporates. This role is to lead the Leveraged Finance Portfolio Management team, which is responsible for the monitoring and management of the leveraged loan exposures originated by the group.
Number of Direct Reports
3-4
Main Purpose of the Role
- To lead the ongoing monitoring and management of non-investment grade financings originated by the Leveraged Finance group, including asset management strategy.
- To lead Leveraged Finance discussions and strategy on portfolio matters with key senior stakeholders, including ECRO (credit sanctioning), CAD and GCIB Senior Management.
- In conjunction with CAD, to lead portfolio analysis and reporting for internal purposes and to ensure portfolio adherence to internal and external procedures and requirements (e.g. compliance, KYC, internal audit).
- To identify and execute refinancing and cross-sell opportunities with portfolio borrowers in conjunction with LF Origination, PE Sponsor Coverage, Capital Markets, Corporate Relationship Managers and other relevant internal counterparties.
- To support and coach more junior team members in undertaking each of the above tasks.
Key Responsibilities
- Lead the monitoring of credit quality for a portfolio of assets via management information and internal and external research sources to ensure covenant compliance and early identification of performance variances to budget and base cases.
- Lead and manage the development of relevant credit analysis including sensitivity scenarios and key ratios analysis (including where appropriate credit rating agencies'), and make informed judgements on financial viability and liquidity to advise decision making at senior management level.
- Take leadership in proactively developing, recommending and executing actions relevant to effective LF portfolio risk management, including partial / full asset disposals and portfolio top-ups.
- Lead the timely preparation of high quality borrower credit reviews, monitoring analysis, waiver / consent requests and secondary trading proposals for submission to ECRO, and other internal processes as appropriate.
- Review materials prepared by junior portfolio team members and other account officers, and provision of guidance on appropriate actions in accordance with LF procedures.
- Take responsibility for data integrity and, in partnership with the CAD team, assist in preparation of internal portfolio reporting and analysis including materials for the Corporate Credit Review Meeting.
- Work with relevant internal counterparties to mine the existing portfolio to identify refinancing and cross-sell opportunities.
- Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.
- Build relationships at the appropriate business levels to create and maintain trust with corporate clients and partner banks on transactions.
- Support Corporate Relationship Managers to maintain an ongoing dialogue with clients to maximise MUFG's opportunities to win future business.
- Engage in cross-organisation working groups and processes to develop and refine procedure and strategy, representing the individual requirements of the Leveraged Finance team.
- Manage non-financial risks related to the client base, e.g. conducting timely ongoing compliance and KYC checks for LF clients in line with internal and external processes and procedures.
- Manage the relationship with Internal Audit and their regular audit processes to ensure positive outcomes for the Leveraged Finance team.
- Manage and develop junior portfolio team members and other junior team members as appropriate to assist in their development.
Work Experience
- Significant experience working within a banking / advisory or transactional environment.
- Advanced understanding of LBO structures and instruments and transaction experience thereof.
- Advanced experience in financial modelling (particularly LBO and credit ratings).
- Advanced experience in execution of transactions (including credit process) within tight timeframes.
- Advanced experience in credit analysis and due diligence.
- Significant transaction experience in several EMEA geographies, comfortable working in different cultures and capable of flexing style to accommodate client base.
- Client-facing experience.
- Experience of managing a pan-European liquid book of single B assets highly desirable.
- Experience of leading a team and of managing people is highly desirable.
Skills and ExperienceFunctional I Technical Competencies:
- Excellent communication skills, written and verbal.
- Advanced understanding of deal structuring and banking documentation.
- Advanced credit skills.
- A strong team player with excellent interpersonal skills.
- Ability to effectively manage tight deadlines and different stakeholders.
- Knowledge of corporate finance principles / accounting knowledge.
- Experience of managing a team highly desirable.
Preferred:
- Relevant post degree qualifications preferred (e.g. CFA or ACA).
Personal Requirements
- Excellent communication and interpersonal skills.
- Results driven with a strong sense of accountability.
- A structured proactive, motivated and logical approach to work.
- Ability to operate with urgency, manage large workloads and tight deadlines when needed, and to prioritise work accordingly.
- Strong collaboration and teamwork skills.
- Strong decision making skills, the ability to demonstrate sound judgement.
- Attention to detail and accuracy.
- Excellent Microsoft Office skills, particularly Excel and PowerPoint.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
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