Lead Data Scientist - Credit Risk/Pricing

Lead Data Scientist – Credit Risk/Pricing

A fast-growing fintech is searching for a Lead Data Scientist to spearhead their next phase of AI and analytics innovation. You’ll combine hands-on modelling with leadership responsibilities, guiding a small team while shaping the company’s long-term data science strategy.

This role will put you at the centre of credit, fraud, and pricing model innovation, while giving you the autonomy to drive AI adoption across the business. If you enjoy bridging technical depth with commercial influence, this is a chance to make a real mark.

Required Background

• Strong background in financial services, consumer lending, or fintech.
• Expert in credit, fraud and pricing modelling.
• Advanced skills in Python, SQL, and ML frameworks.
• Proven ability to design, deploy, and monitor models in production.
• Leadership experience - mentoring or managing data science teams.
• Confidence in regulated environments: model governance, monitoring.
• Excellent communicator who can influence senior stakeholders.

The Opportunity

• Lead and develop a small data science team.
• Build and enhance credit risk, fraud, and pricing models.
• Explore and implement advanced ML techniques.
• Translate complex analytics into clear recommendations for senior leadership.
• Act as the organisation’s AI/ML thought leader, keeping ahead of emerging trends.