Senior Data Scientist - Consumer Lending

Senior Data Scientist Behavioral Credit Modelling

Hybrid working London offices

Up to £75,000 DOE + Benefits

Ref: J12979

Working with a consumer finance company that's changing the way credit's done.

Fairer, simpler, and powered by data. Think challenger fintech with a real focus on transparency and impact.

The role

You'll take full ownership of model development, building and deploying ML models that directly influence decisions across underwriting, fraud, and customer conversion. It's hands-on, end-to-end, and you'll be working with both structured and unstructured data in a fast-moving, collaborative team.

What we're looking for

Strrong Python (pandas, sklearn, etc.) and advanced SQL
Experience building behavioural or credit models
Solid understanding of ML algorithms (not just how to run them)
Clear communicator across tech and non-tech teams
Awareness of data drift and model monitoring
Amazing visualization skills; ideas need to land
Bachelor's degree in computer science, Mathematics, Statistics, or related field
Bonus points for

Credit card or consumer finance experience
Exposure to deep learning (Keras, TensorFlow)
Git, Tableau, Bitbucket
Master's in Data Science or similar
What's on offer

Up to £75k depending on experience
Bonus scheme + private medical
2530 days holiday + birthday off
Hybrid working (London)
Enhanced family-friendly policies
Great culture, real impact
No sponsorship available

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