Senior Decision Scientist

Love Finance
Birmingham, United Kingdom
Today
£70,000 – £95,000 pa

Salary

£70,000 – £95,000 pa

Job Type
Permanent
Work Pattern
Full-time
Work Location
Hybrid
Seniority
Senior
Education
Degree
Posted
30 Apr 2026 (Today)

Benefits

High-growth fintech environment High-impact models used in real underwriting decisions Collaborative, cross-functional team Focus on innovation, trust, and people
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Senior Decision Scientist (Lending)

Lovey | Birmingham (Hybrid) | Up to £95,000

About Lovey

Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we've supported thousands of companies through smarter, faster, and more transparent lending.

We're proud to be aTop 15 fastest-growing finance company, aGreat Place to Work, and to hold a4.9 Trustpilot rating, driven by our focus on innovation, trust, and real customer impact.

The Role

We're looking for aSenior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending.

You'll own theend-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection ofdata, risk, and product to shape the future of our lending strategy.

What You'll Do As Senior Decision Scientist

  • Build and deployML and statistical models for credit risk, affordability, and pricing
  • Own thefull model lifecycle (data, features, modelling, validation, deployment, monitoring)
  • Developmonitoring frameworks and performance dashboards
  • Driveinnovation through new data sources, challenger models, and experimentation (A/B testing)
  • Translate complex models intoclear, actionable business insights

Requirements

What We're Looking For From Senior Decision Scientist

  • Strong experience inmachine learning within lending (SME essential)
  • Proficiency inPython & SQL
  • Provenend-to-end model development experience
  • Background infintech and automated decisioning environments
  • Solid understanding ofUK credit risk & regulation
  • Ability tocommunicate effectively with both technical and business stakeholders

Bonus Points

  • Consumer lending experience
  • Experience withmodel governance & monitoring frameworks
  • Strong commercial mindset and ownership attitude

Benefits

Why Join Lovey?

  • Be part of ahigh-growth fintech shaping the future of SME lending
  • Work onhigh-impact models used in real underwriting decisions
  • Collaborate with atalented, cross-functional team
  • Join a company that truly valuesinnovation, trust, and people

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