Head of Credit Risk- Acquisitions- Cards

Up to £110K

3 days a week in London

Job Description:

-    Drive improvements and growth in decision strategy for New Business Origination.

-    Responsible for risk decision, limit allocation, and pricing.

-    Deliver analytical thought leadership and end-to-end, in-depth analytical delivery for New Business Origination programs

-    Partner effectively with Commercial, Ops, Tech, Finance, and Reg teams to deliver investor returns as well as an exceptional customer experience in line with all regulatory frameworks.

-    Manage a team of analysts and partner with a team of Data Scientists to deploy and leverage statistical and financial models that deliver highly optimized and controlled New Business Origination programs.

-    Own and update models, strategies, policies, and procedures and be able to present and defend them to stakeholders - internal as well as external (regulators and investors).

Key Requirements:

-    Leading by example and rolling up sleeves to get things done.

-    Deep conceptual and technical understanding of Credit Risk, Analytics, Statistical Model deployment and use demonstrated prior analytical/first-line risk experience in the Card industry.

-    Deep conceptual and commercial understanding of New Business Origination programs and unit economics.

-    The ability to prioritize workloads and manage time effectively.

-    Comfortable using direct language and speaking in a straightforward yet respectful manner to save people's time and simplify everyone's workday.

-    Self-motivated and can switch between working independently to collaborating as a team with ease.

-    8+ years experience in Credit cards.

-    Prior Management Experience in Analytics / Risk. Two direct reports - no previous management experience needed, however mentoring & previous project lead experience necessary.

Send your CV to

Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly.