Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings atZopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.

What is a Graduate Analyst at Zopa?

At Zopa, our Graduate Analysts inspire newideasanddisruptivestrategies to drive our business forward and help makeexceptionalproducts for our customers.

They blendcreative problemsolving withnumerical wizardryand have a passion for transformingdatainto businessopportunities, deliveringinsightsthat drive business level decision making. And it's not just about the numbers— they are alsostorytellersand strong communicators with the ability to translate complex data into narrative for both technical and non-technical stakeholders alike.

They areempoweredto operate with a high degree ofautonomywhilecollaboratingacross Zopa, engaging with team members at all levels, from Associates to Senior Directors.

We are in thetop twoof theUK’s 100 Most Loved Workplacelist for a reason, and our Graduate Analysts love it here!

Do you...

· Have a passion for using numbers to drive insights and decisions?

· Always see the opportunity in complex problems and look for solutions?

· Want to deepen your knowledge around different technologies like Python and SQL?

· Love finding innovative ways to solve analytical problems?

· Enjoy working collaboratively, whilst sharing ideas and perspectives to deliver the best results?

· Always think of ways to improve things around you?

…then we want to hear fromYOU!

Where could your career go?

• You can start your career as aData Scientistor aLending Strategy Analystdepending on your interest, skills and career aspirations.
• You will beclosely supportedduring your first few months at Zopa, where you will have time tosettleinto your team,learnall about Zopa’s products anddevelopyour analytical skills (including training across SQL and Python)! But, isjust the start, we will encourage you to get broad and deep into the areas thatenergiseyou, inside and outside of your role.

• Our Data Scientists work on key areas like credit risk, fraud detection, pricing, and customer engagement, withmachine learningdriving over98%of our lending decisions today.
• At Zopa, you’ll quicklysee the impactof your work, collaborate with diverse stakeholders, anddevelopadvanced technical skills. Our Data Science team are centralised and work across the business, so you will get to work across thefull product landscape.
• You will gain expertise in data processing, exploratory analysis, model development, and, as you grow, be encouraged tobring your ideas to lifeand even present your models to senior leadership.
• We will help you build your toolkit to become aFull Stack Data Scientist, which means as you develop you willnot only buildmachine learning models butdeploy them into production too!

• Zopa’s Lending Strategy teams play a crucial role in maintaining the company’sprofitability, working across all our lending products to ensure exceptional lending performance!
• Every day is different. One day you might be leveragingrisk modelsand conductinghypothesis testing, and the next presenting with Zopa’s senior stakeholders, and collaborating with our productleaderstoinfluenceour lending strategy.
• You will be supported to develop yourSQL,ExcelandPythonskills, and encouraged to thinkcreativelyand independently about our business challenges, and within six months many analysts will be drivingtheir ownprojects!
• You will start your journey working on one part of our lending programme. However, you will have the opportunity torotatecross products to ensure you getbreadth, as well asdepth, across our lending eco-system.

The Process

• Applications will open onMonday 16th Septemberand close onFriday 18th October.
• Once you apply, we want you to show us your skills! You will receive a link to complete a short assessment (less than 30 minutes) focused on testing your critical thinking and numerical reasoning skills.
• If you are successful, we will let you know by theend of October, and we will invite you to one of our in-person interview sessions inNovember.
• Before the interviews, you will be invited to our Graduate Analyst Webinar. You will learn from our leaders in Data Science and Lending Strategy as they share further insight into the role, our journey and their expertise on how to prepare for your interview.
• Our in-person interviews will take place at our offices near London Bridge. You will sit two supervised case studies, have a tour of our offices and enjoy lunch with some of our previous graduates!
• The final interviews will take place inDecemberand offers will landbefore the end of the year!

*Note: These roles may be best suited to 2023-2025 graduates,ready to start in January or September 2025.

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Flexible working? Yes please!

At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do.

Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people.

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