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Job Description
Chase International Consumer Lending Analytics Team is the center of excellence for strategic and data analytics for International Consumer Retail and SME lending business. The team is responsible for measuring the effectiveness of and driving International Consumer Bank strategies across marketing, sales, distribution, pricing, and customer analytics. The results and learnings from these analyses, which seek to quantify both statistical and practical significance, are used to drive future strategy using a full suite of analytical techniques. The team offers significant learning and mobility opportunities for career development and future growth.
The Data Scientists in this role will:
- Analyze and measure the effectiveness of lending strategies including performance of marketing campaigns or customer segmentation
- Work with credit risk team to optimize the credit risk strategies for the lending products
- Consult with business partners on analytical needs and make strategy recommendations
- Solve unstructured business problems and develop deep dive analysis of customer behavior using multiple analytics and statistical techniques.
- Interpret results and present to stakeholders and senior management
- Continuously develop skills to provide best-in-class analytics to the business
Minimum Qualifications:
- Bachelor's and Master's degree in a quantitative discipline (Data Science/Analytics, Mathematics, Statistics, Physics, Engineering, Economics, Finance or related fields)
- Strong knowledge and experience in retail lending such as credit cards, personal loan, or overdraft products.
- Thought leader in data science and analytics who can define analytical agenda for projects, demonstrates ability to frame ambiguous business questions into analytical plans (e.g., assessing data needs, sourcing files, preparing data, creating new features, evaluating quality, etc.), and executes with precision
- Knowledge of modern data mining, quantitative research, and data science techniques (e.g., decision trees, regressions, machine learning, string similarity, behavioral analytics, look-a-like models)
- 3+ years of experience with SQL, Hive, Hadoop, Spark, Python
- 3+ years of experience in applying statistical methods to real world problems
- Superior written, oral communication and presentation skills with experience communicating concisely and effectively with all levels of management and partners
Successful candidates in this role are:
- Self-starter with out-of-the box problem solving skills and a drive to bring new ideas to life
- Strong time-management skills, with the ability to multi-task and keep numerous projects on track
- Intellectually curious and eager to learn new things with an eye towards innovation
- Strategic thinkers with the ability to focus on business goals
- Excellent at solving unstructured problems independently
- Highly organized and able to prioritize multiple tasks
- Superior written and oral communication and presentation skills with experience communicating effectively with diverse audiences - across business and technology partners, including senior leadership
About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share and control their financial data so they can make smart decisions with their money. Teams enable innovation while adhering to the firm's data sharing principles of security, customer control and convenience, and privacy.
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