Credit Review Specialist

We are looking for an experienced Credit Review Officer to join our Banking Client on an initial 5 month contract based in the City of London.

£(Apply online only) per day Inside IR35 via an umbrella company

3 days onsite in City of London/ 2 days remote

5 months, extendable

Key Duties:

Determine obligor ratings based on the bank’s internal framework, submitting assessments for review and approval.

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Create financial forecasts and conduct stress testing to assess the potential impact of adverse scenarios on client creditworthiness.

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Analyze financial statements—including balance sheets, income statements, and cash flow reports—to evaluate the financial stability and creditworthiness of corporate clients.

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Conduct both qualitative and quantitative risk assessments, factoring in industry trends, market dynamics, and company-specific risks.

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Update obligor ratings regularly in line with changes in client performance or market conditions.

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Draft comprehensive credit proposals, including recommendations on credit limits, terms, and conditions.

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Ensure all credit-related documentation is maintained accurately and in compliance with internal policies and regulatory standards.

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Keep detailed records to support audits and ensure all relevant stakeholders are informed of rating changes.

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Identify and implement improvements to enhance the efficiency of credit analysis and approval processes.

Qualifications & Skills:

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Bachelor's degree in finance, accounting, economics, or a related discipline preferred; professional certifications such as CFA or CPA are advantageous.

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Prior experience as a credit or financial analyst, ideally within corporate banking or financial services.

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Solid understanding of financial products including syndicated and bilateral loans, guarantees, derivatives, trade finance, and leasing.

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Knowledge of legal documentation such as loan agreements, bond covenants, ISDAs, and credit support instruments.

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Excellent analytical and problem-solving skills, with keen attention to detail.

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Proven ability to produce high-quality credit documentation with accuracy and clarity